It is your responsibility to establish a fair representation of insurance risk based on the fact that you perform an adequate search for information. This may require you to obtain information from the leaders of your organization or other parties to whom the insurance relates or who perform outsourcing functions for your business. You must disclose all essential circumstances that you know or need to know or, failing that, disclose sufficient information to inform your insurer that it must make further claims. You must ensure that all the information you provide is correct in your soul and conscience, and the assurances you make in expectation or faith must be made in good faith. If you do not present the risk appropriately, this may lead to the application of additional conditions or guarantees from the beginning of the policy or to a proportional reduction in the amount of the damage. In some cases, this can lead to the invalidation of your policy by an insurer and the return of your premiums. Any wilful or reckless breach of the fair presentation obligation may result in the invalidation of your policy by an insurer without reimbursement of premium 31.1 This TOBA, including for the avoidance of any doubt of an attached schedule, represents the entire agreement between the parties with respect to the parties` commitment and supersedes all proposals. prior interviews and assurances, in writing or in writing, between the parties with regard to the services. 25.3 If the Broker commits fraud of any kind and/or dishonesty and/or misrepresents the Company and/or acts without authorization (“Unauthorized Acts”), the Company has the right to terminate this Agreement with immediate effect and/or at the Company`s discretion from the date of the unauthorized acts; and (b) withhold commissions or other funds due to the broker; and (c) to credit all funds due by the broker to the business; and (d) to charge the Broker for all damages, costs and expenses incurred by the Company in the investigation and verification of unauthorized acts, 1.3 Where the Broker proposes to make an insurance investment with the Company, the Parties agree to act solely under these Terms, which have contractual and binding effect on the Parties. You must pay our invoices within 30 days from the renewal date or invoice date, whichever is earlier, unless we have entered into an alternative written agreement with you. 7.1 It is guaranteed that the broker becomes familiar with the conditions of an insurance contract that the company insures. In particular, the broker must take into account the guarantees that are seriously applicable and strictly respect them.

Otherwise, the rights of the broker and/or the insured and/or assignors are compromised. If the broker has any doubts or reservations at the time of its creation, before the creation or at a later date, the entity must be informed without delay. You have the right to request at any time further information about the amount of a commission we have received by placing or renewing your insurance cover. We receive each commission as soon as we have received your payment as released funds and before the premium is paid to the insurer. We may sometimes receive additional claims from certain insurers for insurance policies we purchase from them, financial service providers, claims management services and others. Please ask us if you need more information. If you choose to pay your premium in instalments, we may use a system managed by your insurer, or we may use a single financial service provider, and we may receive a commission if we will introduce you with them.. . .

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